Chandril Ray is a senior risk and analytics leader with 24+ years of experience across global banking, regulatory risk, and financial markets. A former VP at HSBC, he has led enterprise-wide IFRS9, Basel, stress testing, and financial crime programs, including AI-driven risk models in collaboration with Google. An FRM and IIM Ahmedabad alumnus, he advises boards on risk governance, AI oversight, and future-ready compliance.